How much does an SB-9 lot split cost in San Jose?

Barbara Jones
October 20, 2025 at 03:03 AM
SB-9 (Lot Splits) San Jose, CA
Hey everyone,

I'm considering doing an SB-9 lot split on my property in San Jose, but I'm feeling a bit overwhelmed by the potential costs and logistics. My lot is about 10,000 square feet, and I've read that SB-9 might allow me to create an additional dwelling unit, but I'm unsure about the actual expenses involved in the process.

From what I've gathered, there are a variety of fees—like application fees, surveyor costs, and possibly additional costs for utility hookups or modifications—but I couldn't find concrete numbers specific to San Jose. Has anyone gone through this process here and can share a ballpark figure?

I'm working with a budget of around $150,000, and I'm concerned about whether that's realistic for the whole process, including construction. Are there hidden costs I should be aware of that might push me over budget?

Also, I've heard that certain infrastructure updates might be required when splitting a lot. Does anyone know if San Jose has specific requirements that could lead to unexpected expenses?

Lastly, I'd love to understand the timeline better. How long does it typically take from submission to approval and completion in the city?

Any guidance or personal experiences would be greatly appreciated. Thanks in advance for your help!

1 Answer

Sarah Mitchell
October 19, 2025 at 11:44 AM
Hello there,

Navigating the complexities of an SB-9 lot split in San Jose can indeed feel overwhelming, but with the right information, you can approach the process with confidence. Let’s break down the main components you’ll need to consider, from costs to timelines, and provide some guidance based on local regulations and experiences.

### Understanding SB-9 and Lot Splits

Senate Bill 9 (SB-9) is designed to facilitate the creation of additional housing in residential neighborhoods by allowing property owners to split their lots and develop additional units. In San Jose, this means you can potentially split your 10,000 square foot lot and build up to two residential units on each resulting parcel, provided you meet certain conditions.

### Costs Involved

1. **Application and Permit Fees**: In San Jose, the initial application fee for a lot split can range from $3,000 to $5,000. This includes city planning and engineering review fees. Be prepared for additional fees as you submit detailed plans and progress through the approval process.

2. **Survey and Mapping Costs**: A professional land surveyor will be necessary to create a parcel map for the lot split. Costs here typically range from $5,000 to $8,000, depending on the complexity of your lot and the need for any additional documentation or research.

3. **Utility Hookups and Infrastructure**: One of the more unpredictable expenses can come from utility modifications. If each new parcel requires separate water, sewer, and electrical connections, this can add anywhere from $10,000 to $30,000 per parcel. San Jose may require infrastructure upgrades, especially if the existing systems are outdated or insufficient for the increased demand.

4. **Construction Costs**: Assuming you proceed with building an additional dwelling unit (ADU) on the new parcel, construction costs in San Jose typically range from $150 to $300 per square foot. For a 1,000 square foot ADU, this translates to $150,000 to $300,000. Keep in mind this is separate from the costs of the lot split itself.

### Timeline

The timeline for an SB-9 lot split in San Jose can vary, but here’s a rough estimate:

- **Initial Planning and Design**: 2 to 3 months to work with architects and surveyors.
- **City Review and Approval**: 3 to 6 months. San Jose's planning department will review your application for compliance with local zoning laws and SB-9 requirements.
- **Construction (if building an ADU)**: 6 to 12 months, depending on the complexity of the project and contractor availability.

### Local Considerations

San Jose has specific zoning ordinances and residential design guidelines that you’ll need to comply with. For instance, SB-9 requires that new lot splits do not result in parcels smaller than 1,200 square feet. Additionally, at least one of the units must be owner-occupied for a minimum of three years after the split. It's crucial to work closely with a local architect or planner familiar with San Jose's regulations to ensure compliance.

### Hidden Costs and Common Pitfalls

- **Environmental Reports**: Depending on your location, you might need environmental assessments, especially if your property is near protected areas or contains heritage trees.

- **Legal and Consulting Fees**: Engaging a real estate attorney or consultant familiar with SB-9 can help avoid costly mistakes and streamline the process. Budget $5,000 to $10,000 for these services.

- **Neighborhood Opposition**: Community input can delay projects. Be proactive in communicating with neighbors to mitigate potential opposition.

### Next Steps

1. **Pre-application Meeting**: Schedule a meeting with San Jose’s planning department to discuss your project. This can provide clarity on specific requirements and potential hurdles.

2. **Engage Professionals**: Hire experienced local professionals, including an architect, surveyor, and possibly a real estate attorney.

3. **Budget Planning**: Given your budget of $150,000, you may need to prioritize what aspects of the project to undertake initially. Consider phasing construction if necessary.

4. **Stay Informed**: Keep abreast of any changes in local ordinances or state laws that might impact your project.

For further reading, you might want to consult the [City of San Jose Planning Division](https://www.sanjoseca.gov/your-government/departments-offices/planning-building-code-enforcement/planning-division) for more detailed guidelines and contact information.

I hope this comprehensive overview helps you feel more prepared to embark on your SB-9 lot split journey in San Jose. Good luck, and feel free to reach out with more questions as you proceed!

Best regards,

[Your Name]
ADU Consultant and Local Expert
Didn't find what you're looking for?

Need help with ADU plans, permits, or finding contractors? Our experts are here to guide you through the entire process.

Book Free Call
or call: (323) 591-3717
Community Answers
Share Your Knowledge

Help the ADU community by sharing your experience, insights, or professional expertise.

Please provide helpful, detailed answers based on your experience with ADUs.
Required but never displayed publicly or shared.
CAPTCHA
Your contribution helps thousands of homeowners exploring ADU options

Ready to Start Your ADU Project?

Get a personalized quote based on your specific needs and location. Our experts will guide you through every step of the process.

Get Instant Quote
Free consultation included • No obligation

Types of ADUs in San Jose, CA

Understanding the different types of Accessory Dwelling Units can help you choose the best option for your property and needs.

Detached ADU

A separate, standalone structure built on your property. Offers maximum privacy and flexibility for tenants.

  • Complete privacy
  • Custom design options
  • Higher rental income potential
Attached ADU

An addition to your existing home with a separate entrance. Cost-effective option with shared utilities.

  • Lower construction costs
  • Shared utility connections
  • Family-friendly proximity
Garage Conversion

Convert existing garage space into a livable unit. Most cost-effective ADU option with fastest approval.

  • Lowest construction cost
  • Faster permitting
  • Uses existing structure
JADU

Junior ADU created within the existing home. Maximum 500 sq ft with efficiency kitchen and shared utilities.

  • Minimal construction
  • No parking requirement
  • Perfect for family use
Upper Floor ADU

Add a second story or convert existing upper floor space. Maximizes property value and rental potential.

  • Premium rental rates
  • Enhanced privacy
  • Great city views
Basement ADU

Convert basement or lower level into living space. Great option for properties with existing below-grade areas.

  • Uses existing space
  • Natural temperature control
  • Sound isolation

ADU Cost Guide for San Jose, CA

Understanding ADU costs helps you budget effectively and make informed decisions about your project. Costs vary based on size, complexity, and local factors.

ADU Type Size Range Cost Range Timeline Best For
Garage Conversion 400-800 sq ft $80K - $150K 3-6 months Budget-conscious homeowners
JADU Up to 500 sq ft $50K - $100K 2-4 months Family use, minimal disruption
Attached ADU 600-1,000 sq ft $120K - $200K 4-8 months Shared utilities, family proximity
Detached ADU 600-1,200 sq ft $150K - $300K 6-12 months Maximum rental income
Two-Story ADU 800-1,500 sq ft $200K - $400K 8-15 months Maximizing property value
Cost Factors to Consider
  • Site Preparation: $5K - $25K
  • Permits & Fees: $3K - $15K
  • Utility Connections: $5K - $20K
  • Finish Level: $10K - $50K variance
  • Landscaping: $2K - $10K
Potential ROI
  • Rental Income: $1,500 - $4,000/month
  • Property Value Increase: 20-30%
  • Payback Period: 8-15 years
  • Tax Benefits: Depreciation allowances
  • Equity Growth: Long-term appreciation
Get Your Personalized Cost Estimate

These are general ranges. Your actual costs may vary based on specific site conditions, design choices, and local market factors in San Jose.

Get Detailed Quote

Why Build an ADU in San Jose?

Financial Benefits
Rental Income: Generate $18,000-$48,000 annually
Property Value: Increase home value by 20-30%
Tax Benefits: Depreciation and expense deductions
Investment: Strong ROI in California markets
Lifestyle Benefits
Multigenerational Living: Keep family close while maintaining privacy
Home Office: Create dedicated workspace or studio
Guest Space: Comfortable accommodations for visitors
Sustainability: Increase housing density efficiently

Popular ADU Floor Plans

Explore our most popular ADU designs that work well in San Jose, CA. These professionally designed floor plans optimize space and functionality while meeting local building requirements.

Cascade ADU Floor Plan - 2 Bedroom, 2 Bathroom
2 Bed 2 Bath 1,200 sq ft
The Cascade

Spacious 2-bedroom design perfect for families. Features open living area, full kitchen, and two full bathrooms with optimal privacy.

Open floor plan
Master suite
Laundry room
Summit ADU Floor Plan - 2 Bedroom, 2 Bathroom
2 Bed 2 Bath 950 sq ft
The Summit

Efficient 2-bedroom layout maximizing every square foot. Great for narrow lots with smart storage solutions throughout.

Compact design
Pantry storage
Two full baths
Brookside ADU Floor Plan - 2 Bedroom, 2 Bathroom
2 Bed 2 Bath 1,400 sq ft
The Brookside

Luxurious 2-bedroom design with premium features. Includes master suite, guest bedroom, and spacious living areas.

Large living room
Walk-in closets
Full kitchen island
Sequoia ADU Floor Plan - 3 Bedroom, 2 Bathroom
3 Bed 2 Bath 1,100 sq ft
The Sequoia

Unique 3-bedroom configuration perfect for larger families. Features dual bathrooms and smart space utilization.

Three bedrooms
Laundry room
Multiple closets
Crestline ADU Floor Plan - 3 Bedroom, 2 Bathroom
3 Bed 2 Bath 1,500 sq ft
The Crestline

Premium 3-bedroom layout with maximum comfort. Features spacious bedrooms, walk-in closets, and luxury finishes.

Primary suite
Pantry space
Open concept
Ready to Explore More ADU Designs?

Browse our complete collection of ADU floor plans with detailed specifications, 3D renderings, and customization options.

View All Floor Plans

Types of ADUs in San Jose, CA

Understanding the different types of Accessory Dwelling Units available in San Jose, CA can help you choose the best option for your property and budget.

Detached ADU

A standalone structure separate from the main house. Offers maximum privacy and flexibility.

  • Maximum privacy
  • Flexible design options
  • Higher rental income potential
Garage Conversion

Converting an existing garage into a living space. Most cost-effective option.

  • Lower construction costs
  • Faster permitting process
  • Existing utilities nearby
Attached ADU

An addition to the existing house with separate entrance. Balances cost and privacy.

  • Shared utilities
  • Moderate construction costs
  • Easy maintenance access
Ready to Start Your ADU Project?

Get a personalized quote and expert guidance for your San Jose ADU project.

Get Instant Quote

ADU Cost Guide for San Jose, CA

Understanding ADU costs helps you budget effectively and make informed decisions about your project in San Jose, CA.

ADU Type Size Range Cost Range Cost per Sq Ft Timeline
Garage Conversion 400-800 sq ft $80,000 - $150,000 $200 - $250 3-6 months
Attached ADU 500-1,200 sq ft $150,000 - $300,000 $250 - $350 6-9 months
Detached ADU 600-1,200 sq ft $200,000 - $400,000 $300 - $450 8-12 months
Prefab ADU 400-1,000 sq ft $120,000 - $250,000 $250 - $350 4-8 months
JADU (Junior ADU) Up to 500 sq ft $50,000 - $120,000 $150 - $300 2-4 months
Cost Factors to Consider:
  • Site preparation and utilities
  • Permits and plan review fees
  • Foundation and structural work
  • Finishes and appliances
  • Landscaping and driveway
Ways to Save Money:
  • Choose garage conversion over new build
  • Use prefab or modular construction
  • Keep design simple and efficient
  • Bundle with main house renovations
  • Work with experienced ADU builders
Get Your Personalized ADU Cost Estimate

Our experts will provide a detailed cost breakdown for your specific San Jose property.

Get Free Cost Estimate

Complete Guide to SB-9 (Lot Splits) ADUs in San Jose, CA

Understanding SB-9 (Lot Splits) for ADU Projects

ADU development in San Jose, CA involves numerous considerations specific to sb-9 (lot splits). Understanding local requirements, best practices, and potential challenges helps ensure project success.

Each ADU project is unique, with specific circumstances that influence design, permitting, and construction decisions. Professional guidance helps navigate these complexities and achieve optimal outcomes.

The GatherADU team has extensive experience with sb-9 (lot splits) aspects of ADU development and can provide expert assistance throughout your project.

SB-9 (Lot Splits) Requirements in San Jose, CA

Local regulations in San Jose, CA have specific requirements that affect ADU development. Understanding these local nuances is crucial for project success and compliance.

San Jose has 23 ADU-related questions in our database, indicating active development interest in your area. This local activity suggests growing expertise among contractors, architects, and city officials familiar with ADU projects.

Common considerations for San Jose include local architectural standards, historical district requirements if applicable, utility connection procedures, and neighborhood-specific zoning overlays that may affect your project.

Expert Insights on SB-9 (Lot Splits)

The GatherADU team has helped hundreds of homeowners navigate sb-9 (lot splits) challenges successfully. Our experience reveals common patterns, effective strategies, and potential pitfalls to avoid.

Professional consultation early in your project can prevent costly mistakes and delays. We've seen how proper planning in the sb-9 (lot splits) phase saves both time and money throughout the entire ADU development process.

Our database contains 85 questions related to SB-9 (Lot Splits), with 85 expert answers providing comprehensive guidance for homeowners facing similar challenges.

Ready to Move Forward with Your ADU Project?

Don't let sb-9 (lot splits) challenges delay your ADU dreams. Our experts can provide personalized guidance specific to your situation in San Jose, CA.

More SB-9 (Lot Splits) Questions & Answers

Explore additional sb-9 (lot splits) questions from our community to gain deeper insights into ADU development challenges and solutions.

How does SB-9 work in Pomona?
Pomona, CA 1 answers

Hi everyone, I'm a homeowner in Pomona, California, and I've been reading up on Senate Bill 9 (SB-9...

October 22, 2025
Can I do a lot split under SB-9 in San Diego?
San Diego, CA 1 answers

Hello everyone, I'm a homeowner in San Diego, and I've been exploring the possibility of doing a lo...

October 22, 2025
Can I build two units under SB-9 in Oakland?
Oakland, CA 1 answers

Hey everyone, I'm a homeowner in Oakland trying to navigate the new SB-9 regulations and I'm hoping...

October 22, 2025
How to maximize SB-9 development in Torrance?
Torrance, CA 1 answers

Hi everyone, I'm a homeowner in Torrance, and I've been reading up on SB-9 and how it can potential...

October 22, 2025
What's the timeline for SB-9 approval in Fremont?
Fremont, CA 1 answers

Hello everyone, I’m a homeowner in Fremont, California, and I’m looking into the possibility of tak...

October 22, 2025
How does SB-9 work in Torrance?
Torrance, CA 1 answers

Hi everyone, I'm a homeowner in Torrance, California, and I've been reading up on SB-9, which allow...

October 22, 2025
Can I do a lot split under SB-9 in Fremont?
Fremont, CA 1 answers

Hello, fellow Fremont homeowners! I've been reading up on California's SB-9 legislation, which allow...

October 22, 2025
How much does an SB-9 lot split cost in Anaheim?
Anaheim, CA 1 answers

Hi everyone, I'm a homeowner in Anaheim, and I'm seriously considering utilizing SB-9 to split my l...

October 22, 2025

ADU Questions from San Jose, CA

Discover how other homeowners in San Jose, CA are approaching their ADU projects. Local insights can provide valuable context for your own planning.

What are the inspection requirements during ADU construction in San Jose?
Construction & Building 1 answers

Hello everyone, I'm in the early stages of planning an ADU (Accessory Dwelling Unit) on my property...

October 22, 2025
How long does the ADU permit process take in San Jose?
Permits & Regulations 1 answers

Hi everyone, I'm planning to build an ADU in my backyard here in San Jose and could really use some...

October 22, 2025
What's the average cost per square foot for ADU construction in San Jose?
Cost & Budget 1 answers

Hey everyone, I'm a homeowner in San Jose, and I've been researching the possibility of adding an A...

October 22, 2025
What building codes apply to ADUs in San Jose?
Permits & Regulations 1 answers

Hello everyone, I'm a homeowner in San Jose, and I'm considering building an accessory dwelling uni...

October 22, 2025
What are the parking requirements for ADUs in San Jose?
Design & Planning 1 answers

I'm planning on adding an accessory dwelling unit (ADU) to my property in San Jose, and I'm trying t...

October 22, 2025
What's the process for converting a detached garage in San Jose?
Garage Conversion 1 answers

Hi everyone, I'm considering converting my detached garage into an ADU in San Jose, and I'd love so...

October 22, 2025

Related ADU Questions

These questions share similar topics or locations and may provide additional insights for your ADU project.

How does SB-9 work in Pomona?
SB-9 (Lot Splits) Pomona, CA
1 answers Oct 22, 2025
What are the inspection requirements during ADU construction in San Jose?
Construction & Building San Jose, CA
1 answers Oct 22, 2025
Can I do a lot split under SB-9 in San Diego?
SB-9 (Lot Splits) San Diego, CA
1 answers Oct 22, 2025
Can I build two units under SB-9 in Oakland?
SB-9 (Lot Splits) Oakland, CA
1 answers Oct 22, 2025
How to maximize SB-9 development in Torrance?
SB-9 (Lot Splits) Torrance, CA
1 answers Oct 22, 2025

ADU Development Checklist for San Jose, CA

Use this comprehensive checklist to ensure you don't miss important steps in your ADU development process.

Planning Phase
  • Define project goals and budget
  • Research local zoning requirements
  • Evaluate site conditions and constraints
  • Consult with ADU experts
  • Develop preliminary design concepts
Pre-Construction
  • Finalize architectural plans
  • Submit permit applications
  • Select qualified contractors
  • Secure financing if needed
  • Schedule utility connections
Construction Phase
  • Site preparation and excavation
  • Foundation and framing work
  • Rough-in electrical and plumbing
  • Insulation and drywall installation
  • Interior and exterior finishes
Completion
  • Final inspections and approvals
  • Certificate of occupancy
  • Utility meter installation
  • Final walkthrough and cleanup
  • Property insurance updates
Need Help with Your ADU Checklist?

Our experts can provide personalized guidance for each phase of your San Jose ADU project, ensuring nothing falls through the cracks.

Get Expert Project Guidance
Get Expert Help

Stuck on your ADU project? Get personalized guidance from our experts.

Free 15-minute consultation available
Related Topics
SB-9 (Lot Splits) San Jose ADU Planning Permits
San Jose, CA

This question is specific to San Jose, CA

Local regulations may vary by jurisdiction. Always verify with your local planning department.