How does SB-9 work in San Diego?

Hello,

Navigating SB-9 can indeed feel overwhelming, especially given the intricacies involved in lot splits and additional unit development in cities like San Diego. Let’s break down your questions step-by-step to help clarify your situation and guide you through this process.

### Understanding SB-9 in San Diego

**SB-9 Overview:** Enacted in January 2022, SB-9 allows homeowners to split their single-family residential lots and build up to two units on each lot. This effectively means that you could potentially have up to four units on your original parcel — two on each split lot.

**Lot Split Requirements:**
1. **Lot Size:** Your current lot, at 6,500 square feet, is eligible for a lot split under SB-9, as it exceeds the minimum requirement of 2,400 square feet per new lot. Each new lot must be at least 1,200 square feet.
2. **Owner Occupancy:** You must sign an affidavit stating that you intend to occupy one of the housing units as your principal residence for a minimum of three years from the date of the lot split.
3. **Zoning and Restrictions:** SB-9 overrides local zoning to a degree but San Diego may still have specific ordinances regarding setbacks and height restrictions. Usually, you can expect setbacks of 4 feet from the side and rear, but confirm with the local planning department.

### Financial Considerations

**Permitting and Fees:**
- **Permit Costs:** In San Diego, permits for lot splits and construction can range from $5,000 to $15,000 depending on the complexity of your project.
- **Impact Fees:** While SB-9 may exempt you from certain impact fees for units under 750 square feet, larger units could incur fees ranging from $10,000 to $15,000 each.
- **Infrastructure Upgrades:** Depending on your existing utilities, you might need to upgrade water, sewer, or electrical lines, which could add $10,000 to $30,000 to your budget.

**Budgeting Tips:**
- **Contingency Fund:** Allocate an additional 10-20% of your budget to cover unexpected costs.
- **Financing Options:** Consider home equity loans or lines of credit to finance the project. Some local banks offer specific programs for ADU projects.

### Community and Neighborhood Impact

**Neighborhood Considerations:**
- **Community Feedback:** Engage with your neighbors early in the process. Hosting a small neighborhood meeting to discuss your plans can help mitigate opposition.
- **Local Opposition:** Be aware that neighborhood associations may have informal power. Keeping them informed and involved can prevent conflicts.

**Compliance and Respect:**
- Ensure compliance with all local noise ordinances and construction times to minimize disturbances.

### Steps to Move Forward

1. **Consult with a Local Architect or Planner:** They can help assess your property, provide design options, and navigate the permitting process.
2. **Contact San Diego’s Planning Department:** Confirm specific local requirements and get a clearer picture of any additional zoning laws that apply.
3. **Hire a Qualified Contractor:** Choose someone with experience in ADU projects under SB-9 to avoid common pitfalls.
4. **Check for Historical Designation:** Ensure your property isn’t in a historic district, which could impose additional regulations.
5. **Secure Financing:** Finalize your budget and financing options before starting the project to ensure you can cover all costs.

### Additional Resources

- **San Diego Planning Department:** Check their website for guides on SB-9 and ADU development.
- **California Department of Housing and Community Development:** Offers resources and updates on state housing laws.
- **Local Workshops or Seminars:** San Diego sometimes hosts workshops on ADU and SB-9 development that can provide valuable insights.

### Final Tips

- **Be Patient:** The entire process, from planning to completion, can take 12-18 months, so plan accordingly.
- **Thorough Documentation:** Keep meticulous records of all communications and documents related to the project.

By carefully considering these aspects and following the steps outlined, you can successfully navigate the SB-9 process in San Diego. Best of luck with your project, and feel free to reach out if you have further questions!

Warm regards,

[Your Name]
ADU Consultant and San Diego Expert